Assisted living is a housing alternative for seniors who may need some help with bathing, dressing and eating but do not require the intensive medical care of a nursing home. Residents in an assisted living facility usually reside in their own unit or apartment. The support staff often provides meals, helps with dressing and bathing, helps with medication, assists with housekeeping and provides recreational activities for residents.
Assisted Living is cheaper than a nursing home, although it is still fairly expensive. Depending on the type of facility and services provided, the cost can range from 25,000 to 50,000 a year. At an assisted living facility, there can be added fees for additional services so be sure talk with a director of care to determine which services are necessary or if the basic rate will be sufficient.
A stay in an assisted living facility may be covered under a long term care insurance plan. Otherwise, the facility will have to be paid for by the senior or family. It is important to meet with a qualified elder law attorney to determine what is your loved one’s best option.