While Medicare generally provides health insurance coverage for those 65 and older, few people are aware of what is not covered by Medicare or how these costs can be quite high. Medical costs such as dental, vision, hearing, long term care services and other out of pocket expenses are not covered by Medicare. According to The Commonwealth Fund, Medicare beneficiaries spend on average over $3000 per year on out of pocket costs. Such amounts are particularly burdensome to those seniors with low income – a group that makes up about one-half of all Medicare beneficiaries. As the baby boom population becomes eligible for Medicare – further increasing the overall financial burden on the program – any potential reform will need to address those most at risk – the poor.
Medicaid was originally designed to provide health insurance for disabled people. However, the Affordable Care Act (i.e. “Obamacare”) significantly expanded the program to include able-bodied adults. According to the current Medicare and Medicaid Services administrator, Seema Verma the expansion jeopardizes medical care for the “individuals the program was originally intended for.”
I’m often asked if I specialize in elder law. Not only do I answer “yes”, I typically try to explain the reason for my answer. While there are many attorneys who claim to be elder law attorneys, certainly not all specialize in it. I believe an attorney who claims to specialize in elder law should […]
Alzheimer’s is a devastating chronic neurodegenerative disease. The progressive mental deterioration associated with Alzheimer’s impacts basic bodily functions such as walking and swallowing and eventually leads to death. Diagnosing Alzheimer’s can be a challenge due to the lack of a specific test to identify it and also because many other diseases have similar symptoms including […]