While Medicare generally provides health insurance coverage for those 65 and older, few people are aware of what is not covered by Medicare or how these costs can be quite high. Medical costs such as dental, vision, hearing, long term care services and other out of pocket expenses are not covered by Medicare. According to The Commonwealth Fund, Medicare beneficiaries spend on average over $3000 per year on out of pocket costs. Such amounts are particularly burdensome to those seniors with low income – a group that makes up about one-half of all Medicare beneficiaries. As the baby boom population becomes eligible for Medicare – further increasing the overall financial burden on the program – any potential reform will need to address those most at risk – the poor.
Nearly every week brings another diet, superfood, or some other advice to lose weight or feel 20 years younger. While some of these promotions may offer some good ideas, many do not and can leave people confused and frustrated. Furthermore, obesity, high blood pressure, diabetes, heart disease, Alzheimer’s and other serious health issues seem to […]
An 84 year old man who had suffered a stroke was adamant upon being discharged from the hospital that he did not want anyone coming into his home and could take care of himself just fine. Unbeknownst to his daughter, the social worker cancelled his order for home help services and discharged him to his […]
The cost estimating website “Howmuch” has released estimates for the cost of long term care in each state. The report examines costs for adult day care, home health aides, assisted living and nursing home care. Michigan while expensive, is fortunately is not at the top of the list for any category. For a month in […]