This infographic created by the SCAN Foundation highlights the high costs of long term care – and the lack of confidence Americans have in their ability to pay for care. With statistics like this (and the fact that 70% of Americans over 65 will require care), it is surprising that many fail to consider long term care insurance. While no one enjoys thinking about the possibility of needing care, long term care insurance is most cost effective if purchased at a younger age. There are also more options than most realize, such as insurance hybrids that include long term care insurance and life insurance. These hybrid plans essentially guarantee that the coverage you pay for will be used during your life time, even if you are part of the 30% that won’t require care. Meet with an experienced elder law attorney to discuss if long term care insurance is right for you.