Benjamin Franklin said there were only two things certain in life: death and taxes. Yet in spite of everyone having an expiration date, many people live as if they have endless tomorrows. When the inevitable happens, it commonly causes serious consequences particularly when a spouse who handled all of the finances dies first. This can leave a grieving spouse (or children) overwhelmed with trying to figure out what assets are owned and what needs to be done. No one should ever leave their loved ones in such a predicament. Fortunately, as explained in a recent Wall Street Journal article (“Estate Planning for the Uninitiated”) with some planning, loved ones can be protected by making certain y
Kaiser Health News recently published a story, Frail Seniors Find Ways to Live Independently which detailed the positive impact of a program for frail low-income seniors called: “Community Aging in Place - Advancing Better Living for Elders” (CAPABLE). According to a study of the program by the Journal of the American Medical Association (JAMA) Internal Medicine, over the course of five months, participants in the program experienced 30 percent fewer difficulties with activities of daily living, such as taking a shower, getting dressed, transferring in and out of bed, using the toilet or ambulating. As noted by John Haaga, the director of the Division of Behavioral and Social Research at
