HEALTH SAVINGS ACCOUNTS
Nearly everyone is familiar with IRA, 401(k) or 403(b) accounts. These tax advantaged investments allow investors to use pre-tax dollars to save for retirement. Many people unfortunately are unaware of the tax benefits available through Health Savings Accounts (HSAs). With rising health care expenses – a 65 year old couple retiring today will spend more than $250,000 on medical expenses over the next two decades - HSAs offer the potential for significant tax savings and ev
Lessons From The Rich Janitor
In his hometown of Brattleboro, Vermont, Ronald Read was known as a quiet and unassuming man. He was often seen around town gathering...
Lessons From The Rich Janitor
In his hometown of Brattleboro, Vermont, Ronald Read was known as a quiet and unassuming man. He was often seen around town gathering...
Long Term Care Options
Many baby boomers are considering whether or not to buy long term care insurance. Unfortunately, most choose not to purchase coverage...
How Will You Afford a Long Life?
Living into your eighties is no longer uncommon. With the doubling of life expectancy since the Industrial Revolution, we have achieved...
BEWARE OF THE SECURE ACT
In August we warned you that the Setting Up Every Community for Retirement Enhancement Act, better known as the Secure Act, was likely to...
If You Own an IRA or 401(k), Get Ready for the SECURE ACT
Because Congress has an insatiable appetite to spend (even when they have to borrow to do it), it seems it’s always looking for new ways...
Health Care Costs on the Rise
Despite the use of health care services remaining constant or even declining, spending on health care by Americans who get insurance...
Reasons for the High Price of Home Care
Paul Osterman, a professor at the MIT Sloan School of Management, recently wrote an opinion piece in the Wall Street Journal where he...
The Coming Caregiver Crunch
A study released last month from Merrill Lynch and AgeWave (“The Journey of Caregiving: Honor, Responsibility and Financial Complexity”)...
