In the 1990 comedy movie Home Alone, Macaulay Culkin plays the role of a young boy mistakenly left behind while his family flies to Paris for their Christmas vacation. The movie was a huge success, but such is not the case for seniors who are remaining in their homes without appropriate assistance for their long term care needs. While it is understandable for seniors to want to remain in their homes, it can be dangerous unless appropriate steps are taken to ensure it can b

Many baby boomers are considering whether or not to buy long term care insurance. Unfortunately, most choose not to purchase coverage leaving their loved ones at risk of being financially devastated if long term care should be necessary. While the odds of requiring long term care services are significant – more than 70% of Americans over the age of 65 will need long term care services at some point in their lives – most seniors are under the mistaken impression that they wi

The Michigan Department of Health and Human Services (MDHHS) ordinarily releases updated figures for Medicaid qualification. Typically these updates are released in late summer and most importantly, they reflect the cost of living increases that all of us experience. For Medicaid recipients, the increases allow additional amounts to be used to pay for funerals or to allow a community spouse to retain additional amounts of their spouse’s income. The maximum spousal share is t