Many baby boomers are facing the decision of whether or not to buy long term care insurance. Unfortunately, most choose not to purchase coverage leaving their assets at risk of being wiped out if long term care should be necessary. While the odds of requiring...

The COVID-19 pandemic has impacted our lives in so many ways: economically, socially, politically, our mental and physical well-being and of course, life and death.  It has also caused many people to seriously consider their own mortality and what would happen...

As we age, it is important we continue to exercise for both our mental and physical health as well as helping to prolong our independence.  Today, seniors are fortunate to have so many options available to them. Choosing the right type of exercise will help you avoid i...

One of the more challenging situations when an elderly parent is declining is having to take over their finances.  Sometimes it may happen gradually such as when a loved one has dementia, or it can happen suddenly if a loved one suffers a stroke or other sudden...

As we explained a few years ago, the internet has changed how we look at estate planning. No longer is estate planning limited to the management or distribution of assets such as real estate, bank accounts, life insurance or investments. With the ability to sto...

 A beneficiary is generally eligible for inpatient skilled nursing care or rehabilitative services in a skilled nursing facility (SNF) only when the beneficiary has been admitted to the hospital as an inpatient for no fewer than three consecutive days.  T...

As we have discussed in previous newsletters, one of the best kept secrets of the Department of Veterans Affairs is the veteran’s pension for a non-service connected disability.  This benefit – a pension program – does not require a wartime injury.  It is avail...

The Michigan Department of Health and Human Services has issued a memorandum precluding any Medicaid recipient from being involuntarily terminated from benefits for any reason other than death or moving out of State.  The memorandum is effective March 19 and continues...

A new program in Utah is helping seniors who suffer from dementia. The organizers are training volunteers to work with the elderly using puzzles and games along with other personalized activities to help patients socialize and feel connected to those around them. The p...

The Bible makes it clear that the love of money is a root of all kinds of evil (see 1 Timothy 6:10). Unfortunately, the love of money can impact families at the worst time – following the death of a loved one.  When families are supposed to be supporting and c...