As we explained a few years ago, the internet has changed how we look at estate planning. No longer is estate planning limited to the management or distribution of assets such as real estate, bank accounts, life insurance or investments. With the ability to sto...

 A beneficiary is generally eligible for inpatient skilled nursing care or rehabilitative services in a skilled nursing facility (SNF) only when the beneficiary has been admitted to the hospital as an inpatient for no fewer than three consecutive days.  T...

As we have discussed in previous newsletters, one of the best kept secrets of the Department of Veterans Affairs is the veteran’s pension for a non-service connected disability.  This benefit – a pension program – does not require a wartime injury.  It is avail...

The Michigan Department of Health and Human Services has issued a memorandum precluding any Medicaid recipient from being involuntarily terminated from benefits for any reason other than death or moving out of State.  The memorandum is effective March 19 and continues...

A new program in Utah is helping seniors who suffer from dementia. The organizers are training volunteers to work with the elderly using puzzles and games along with other personalized activities to help patients socialize and feel connected to those around them. The p...

The Bible makes it clear that the love of money is a root of all kinds of evil (see 1 Timothy 6:10). Unfortunately, the love of money can impact families at the worst time – following the death of a loved one.  When families are supposed to be supporting and c...

1. Procrastination.

Most everyone is aware that it is important to have an estate plan. Far too often however, they do nothing about it. While no one likes to think about their own mortality or the prospect of becoming disabled, you can only plan before these events occ...

 If you’re like most people, you shudder at the thought of getting Alzheimer’s, yet you probably are unaware that you may be able to reduce your chances.  According to a recent article in the Los Angeles Times (“Eight things you can do now that might redu...

Adults are living longer and one of the many concerns facing seniors and their families is how to age well. In a recent article from Forbes titled "Long Term Care:  Navigating The Decade Ahead", author William Haseltine outlines some of the challenges we will face as o...

     Every January, the Michigan Department of Health and Human Services (MDHHS) releases updated figures for Medicaid qualification. Occasionally, there are not any increases in the Medicaid figures just as in some years there is not a cost of living in...