

Consumer's Guide to Medicaid Planning
As the founder of the Elder and Estate Planning Law Firm, I specialize in helping Michigan families protect their estates. Whether you are worried about nursing home expenses that cost an average of almost $12,000.00 per month, assisted living expenses, having your estate avoid probate court or planning for a special needs child or grandchild, I have helped thousands of families obtain peace of mind when faced with such issues. Often this involves qualifying for Medicaid or V


Who Should You Trust?
One of the most important estate planning decisions you will make is deciding who will be responsible for your affairs if you become disabled and who will administer your estate after your death. This “job” often requires a great deal of time and responsibility which can include making health care decisions, paying bills, managing investments, selling a home or vehicle, yearly accountings, filing tax returns, dealing with other family members, etc.


Top 10 Estate Planning Mistakes and How to Avoid Them
Estate planning can often seem overwhelming. Fortunately, as a certified elder law attorney, I can help with all of your estate planning


HEALTH SAVINGS ACCOUNTS
Nearly everyone is familiar with IRA, 401(k) or 403(b) accounts. These tax advantaged investments allow investors to use pre-tax dollars to save for retirement. Many people unfortunately are unaware of the tax benefits available through Health Savings Accounts (HSAs). With rising health care expenses – a 65 year old couple retiring today will spend more than $250,000 on medical expenses over the next two decades - HSAs offer the potential for significant tax savings and ev


The Essential Documents For Your Loved Ones
Leaving your family to sort through all of your papers after your death or following an emergency is often very time consuming


Essential Survival Tips Every Caregiver Should Know
The elderly are increasingly looking to their families to provide care for their needs. Unfortunately, as the growth of the elderly population outpaces the younger generation, there are fewer caregivers available to take care of elderly loved ones. This causes significant stress on caregivers as they try to handle the care for a loved one (often on their own) while also managing their own family. The typical family caregiver is a female in her mid to late forties, works full-


The Importance of a Power of Attorney
In previous blog posts, I have emphasized the importance of having a power of attorney. Without a comprehensive power of attorney, many peop


When It Might Not Be Alzheimer's
Alzheimer’s disease affects more than five million older Americans and is the most common form of age-related dementia. Yet despite decades of research, there exists no definitive biological test to identify it – no blood test or brain scan for example. A diagnosis is commonly based upon a number of cognitive and physical assessments with sometimes inaccurate or conflicting results. Research by the National Institute on Aging suggests that about one-third of Alzheimer’s dia


The Sandwich Generation
There is a new generation of workers who are juggling conflicting demands that previous generations rarely faced. Known as the sandwich generation, these individuals - about 45 to 60 years old - are caught (i.e. sandwiched) between caring for their elderly parents and their own children. This new phenomenon is due largely because people are living longer than ever and requiring more care.


Will My Trust Protect My Assets?
Protecting assets from nursing home expenses is an issue that I am frequently asked about. Sometimes it may arise after a heart attack, stroke or other concern. Other times it may arise after a loved one moves into an assisted living facility or nursing home due to Alzheimer's disease. Whatever the motivation, it is a topic that is full of misunderstanding and misinformation. After over 30 years of practicing law, I have heard numerous clients repeat things they were told or
















