An elderly couple sitting on the couch with their dog. Millions of older adults fall prey to financial scams each year. Financial abuse currently affects about 20% of Americans age 65 or older and costs them nearly $3 billion per year. In fact, it has become so widespread that The Wall Street Journal has called it an “epidemic.”  Some of the more common scams include: 1. The grandparent scam.  A con artist telephones a loved one pretending to be a grandchild in the midst of

I am frequently asked about how to handle all the personal possessions a loved one has accumulated over the years. It is not uncommon to hear that a loved one "kept everything" dating back decades and now the family is at a loss of how to even begin to deal with all the stuff. Most people unfortunately spend years accumulating personal property - some of which can be quite valuable - with little thought given to what will happen to it after they die. As expected, addressing t

A few years ago, The National Elder Law Foundation newsletter discussed a handout the author provides to clients who have a terminal illness

It wasn't that long ago that the on-line world was something used primarily by the younger generation. Now it

A special needs trust is generally used for disabled children or adults. The trust is designed to benefit the child or adult in a way that does not cause them to be disqualified from receiving need-based government benefits such as Medicaid or Supplemental Security Income (SSI). Examples of typical uses for special needs trust are: A disabled child or adult has a severe physical or mental disability and qualifies for Medicaid or SSI benefits that would be lost if the c

Every January, the Michigan Department of Health and Human Services (MDHHS) releases updated figures for Medicaid qualification. For 2025,

It may be hard to believe, but once again the Christmas season is upon us. Along with the joy of celebrating the birth of Christ come stress

This week is part three of my Consumer's Guide to Medicaid Planning. Lets look at some case studies for qualifying for Medicaid:

Last week I shared part one of my Consumer's Guide to Medicaid Planning. This week I would like to focus on part two of the guide which deals with what assets a single person or if married, the couple are allowed. I will also address some of the frequently asked questions I encounter from clients. There are very specific guidelines of this benefit program that must be followed. Often, qualifying requires careful planning. Failing to follow these steps may delay benefits

As the founder of the Elder and Estate Planning Law Firm, I specialize in helping Michigan families protect their estates. Whether you are worried about nursing home expenses that cost an average of almost $12,000.00 per month, assisted living expenses, having your estate avoid probate court or planning for a special needs child or grandchild, I have helped thousands of families obtain peace of mind when faced with such issues. Often this involves qualifying for Medicaid or V